Cost to Own
United StatesMaineAroostook CountyVan Buren Population 1,614 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Van Buren, Maine

A $90,000 home here costs

$1,000

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $463. The real number is $537 higher every month — 116% more than the payment most buyers budget for.

Van Buren median: $90,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $72,000 borrowed $463
Property tax1.463% effective rate for Van Buren itself $110
Homeowners insuranceMaine averages $996/yr (NAIC), or 0.356% of home value $27
Electricity28.63¢/kWh — Maine residential average, EIA $257
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $75
Total monthly $1,000

Van Buren against Aroostook County and Maine

MeasureVan BurenAroostook County
Median home value$90,200$131,700
Median property tax$1,320$1,611
Effective tax rate1.463%1.223%
Median gross rent$596$736
Population1,61467,227

The weather behind that power bill

Van Buren sits in Aroostook County, which averages a high of 77.1°F in its hottest month and a low of 2.6°F in its coldest, with 40.7" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 225 cooling and 9,048 heating degree days, which is what sets the $257 electricity line above.

See the full climate breakdown for Aroostook County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Aroostook County

Full Aroostook County cost breakdown · Every county in Maine

Common questions

How much does it cost to own a home in Van Buren?

A $90,000 home in Van Buren, Maine costs approximately $1,000 per month with 20% down at 6.66%. That is $463 principal and interest, $110 property tax, $27 homeowners insurance, $325 utilities and $75 set aside for maintenance.

What is the property tax rate in Van Buren?

Van Buren has an effective property tax rate of 1.463%, based on a median home value of $90,200 and median real estate taxes of $1,320. That is higher than the Aroostook County average of 1.223%.

What is the average home price in Van Buren?

The median owner-occupied home value in Van Buren, Maine is $90,200, against $131,700 across Aroostook County.

Is it cheaper to rent or buy in Van Buren?

Median gross rent in Van Buren is $596 a month, against $1,000 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Van Buren — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Maine.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology