Cost to Own
United StatesPennsylvaniaSchuylkill CountyValley View CDP (Schuylkill County) Population 1,473 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Valley View CDP (Schuylkill County), Pennsylvania

A $144,000 home here costs

$1,323

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $740. The real number is $583 higher every month — 79% more than the payment most buyers budget for.

Valley View CDP (Schuylkill County) median: $144,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $115,200 borrowed $740
Property tax1.276% effective rate for Valley View CDP (Schuylkill County) itself $153
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $48
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $120
Total monthly $1,323

Valley View CDP (Schuylkill County) against Schuylkill County and Pennsylvania

MeasureValley View CDP (Schuylkill County)Schuylkill County
Median home value$144,100$140,400
Median property tax$1,838$2,147
Effective tax rate1.276%1.529%
Median gross rent$1,031$842
Population1,473143,259

The weather behind that power bill

Valley View CDP (Schuylkill County) sits in Schuylkill County, which averages a high of 80.2°F in its hottest month and a low of 17.6°F in its coldest, with 53.59" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 452 cooling and 6,616 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Schuylkill County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Schuylkill County

Full Schuylkill County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Valley View CDP (Schuylkill County)?

A $144,000 home in Valley View CDP (Schuylkill County), Pennsylvania costs approximately $1,323 per month with 20% down at 6.66%. That is $740 principal and interest, $153 property tax, $48 homeowners insurance, $262 utilities and $120 set aside for maintenance.

What is the property tax rate in Valley View CDP (Schuylkill County)?

Valley View CDP (Schuylkill County) has an effective property tax rate of 1.276%, based on a median home value of $144,100 and median real estate taxes of $1,838. That is lower than the Schuylkill County average of 1.529%.

What is the average home price in Valley View CDP (Schuylkill County)?

The median owner-occupied home value in Valley View CDP (Schuylkill County), Pennsylvania is $144,100, against $140,400 across Schuylkill County.

Is it cheaper to rent or buy in Valley View CDP (Schuylkill County)?

Median gross rent in Valley View CDP (Schuylkill County) is $1,031 a month, against $1,323 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Valley View CDP (Schuylkill County) — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology