Total monthly cost of ownership
Cost to Own a Home in Vaiden, Mississippi
A $47,000 home here costs
$553per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $242. The real number is $312 higher every month — 129% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Vaiden against Carroll County and Mississippi
| Measure | Vaiden | Carroll County |
|---|---|---|
| Median home value | $47,000 | $105,500 |
| Median property tax | $199 | $702 |
| Effective tax rate | 0.423% | 0.665% |
| Median gross rent | $380 | $621 |
| Population | 1,311 | 9,828 |
The weather behind that power bill
Vaiden sits in Carroll County, which averages a high of 91.9°F in its hottest month and a low of 34.7°F in its coldest, with 51.78" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,243 cooling and 2,573 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Carroll County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Carroll County
No other places of this size are published in Carroll County.
Full Carroll County cost breakdown · Every county in Mississippi
Common questions
How much does it cost to own a home in Vaiden?
A $47,000 home in Vaiden, Mississippi costs approximately $553 per month with 20% down at 6.66%. That is $242 principal and interest, $17 property tax, $43 homeowners insurance, $213 utilities and $39 set aside for maintenance.
What is the property tax rate in Vaiden?
Vaiden has an effective property tax rate of 0.423%, based on a median home value of $47,000 and median real estate taxes of $199. That is lower than the Carroll County average of 0.665%.
What is the average home price in Vaiden?
The median owner-occupied home value in Vaiden, Mississippi is $47,000, against $105,500 across Carroll County.
Is it cheaper to rent or buy in Vaiden?
Median gross rent in Vaiden is $380 a month, against $553 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Vaiden — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Mississippi.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.