Total monthly cost of ownership
Cost to Own a Home in Unalaska, Alaska
A $449,000 home here costs
$3,369per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,308. The real number is $1,061 higher every month — 46% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Unalaska against Aleutians West Census Area and Alaska
| Measure | Unalaska | Aleutians West Census Area |
|---|---|---|
| Median home value | $448,700 | $419,100 |
| Median property tax | $2,938 | $2,969 |
| Effective tax rate | 0.655% | 0.708% |
| Median gross rent | $2,040 | $1,886 |
| Population | 4,430 | 5,178 |
Other cities in Aleutians West Census Area
No other places of this size are published in Aleutians West Census Area.
Full Aleutians West Census Area cost breakdown · Every county in Alaska
Common questions
How much does it cost to own a home in Unalaska?
A $449,000 home in Unalaska, Alaska costs approximately $3,369 per month with 20% down at 6.66%. That is $2,308 principal and interest, $245 property tax, $120 homeowners insurance, $322 utilities and $374 set aside for maintenance.
What is the property tax rate in Unalaska?
Unalaska has an effective property tax rate of 0.655%, based on a median home value of $448,700 and median real estate taxes of $2,938. That is lower than the Aleutians West Census Area average of 0.708%.
What is the average home price in Unalaska?
The median owner-occupied home value in Unalaska, Alaska is $448,700, against $419,100 across Aleutians West Census Area.
Is it cheaper to rent or buy in Unalaska?
Median gross rent in Unalaska is $2,040 a month, against $3,369 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Unalaska — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Alaska.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.