Total monthly cost of ownership
Cost to Own a Home in Unalaska, Alaska
A $449,000 home here costs
$3,425per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $147,000 a year.
A standard mortgage calculator would have told you $2,448. The real number is $977 higher every month, 40% more than the payment most buyers budget for.
Compare Aleutians West Census Area with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Unalaska from a five-year rolling sample, and with about 4,430 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Aleutians West Census Area figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Unalaska against Aleutians West Census Area and Alaska
| Measure | Unalaska | Aleutians West Census Area |
|---|---|---|
| Median home value | $448,700 | $419,100 |
| Median property tax | $2,938 | $2,969 |
| Effective tax rate | 0.655% | 0.708% |
| Median gross rent | $2,040 | $1,886 |
| Population | 4,430 | 5,178 |
Other cities in Aleutians West Census Area
No other places of this size are published in Aleutians West Census Area.
Full Aleutians West Census Area cost breakdown · Every county in Alaska
Talk to someone who works this market
These are Unalaska averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Unalaska every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Unalaska I already own here and may sell
Common questions
How much does it cost to own a home in Unalaska?
A $449,000 home in Unalaska, Alaska costs approximately $3,425 per month with 20% down at 7.24%. That is $2,448 principal and interest, $245 property tax, $120 homeowners insurance, $238 utilities and $374 set aside for maintenance.
What is the property tax rate in Unalaska?
Unalaska has an effective property tax rate of 0.655%, based on a median home value of $448,700 and median real estate taxes of $2,938. That is lower than the Aleutians West Census Area average of 0.708%.
What is the average home price in Unalaska?
The median owner-occupied home value in Unalaska, Alaska is $448,700, against $419,100 across Aleutians West Census Area.
Is it cheaper to rent or buy in Unalaska?
Median gross rent in Unalaska is $2,040 a month, against $3,425 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Unalaska?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Unalaska, Alaska at today's rate takes a household income of roughly $147,000 a year. That covers the full $3,425 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Unalaska, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Alaska.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.