Total monthly cost of ownership
Cost to Own a Home in Ulysses, Kansas
A $123,000 home here costs
$1,166per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $632. The real number is $533 higher every month — 84% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ulysses against Grant County and Kansas
| Measure | Ulysses | Grant County |
|---|---|---|
| Median home value | $123,100 | $146,200 |
| Median property tax | $1,861 | $1,911 |
| Effective tax rate | 1.512% | 1.307% |
| Median gross rent | $692 | $696 |
| Population | 5,812 | 7,284 |
The weather behind that power bill
Ulysses sits in Grant County, which averages a high of 92.8°F in its hottest month and a low of 16.2°F in its coldest, with 17.76" of precipitation a year and 47% of it in a single three-month stretch. That climate drives 1,286 cooling and 5,263 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Grant County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Grant County
No other places of this size are published in Grant County.
Common questions
How much does it cost to own a home in Ulysses?
A $123,000 home in Ulysses, Kansas costs approximately $1,166 per month with 20% down at 6.66%. That is $632 principal and interest, $155 property tax, $72 homeowners insurance, $204 utilities and $103 set aside for maintenance.
What is the property tax rate in Ulysses?
Ulysses has an effective property tax rate of 1.512%, based on a median home value of $123,100 and median real estate taxes of $1,861. That is higher than the Grant County average of 1.307%.
What is the average home price in Ulysses?
The median owner-occupied home value in Ulysses, Kansas is $123,100, against $146,200 across Grant County.
Is it cheaper to rent or buy in Ulysses?
Median gross rent in Ulysses is $692 a month, against $1,166 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ulysses — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.