Total monthly cost of ownership
Cost to Own a Home in Uhland, Texas
A $230,000 home here costs
$1,989per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,182. The real number is $807 higher every month — 68% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Uhland against Hays County and Texas
| Measure | Uhland | Hays County |
|---|---|---|
| Median home value | $230,400 | $371,400 |
| Median property tax | $2,970 | $6,420 |
| Effective tax rate | 1.289% | 1.729% |
| Median gross rent | $1,300 | $1,417 |
| Population | 2,199 | 256,429 |
Uhland extends across 2 counties. Figures here use Hays County, where most of its housing sits.
The weather behind that power bill
Uhland sits in Hays County, which averages a high of 95.4°F in its hottest month and a low of 38.9°F in its coldest, with 35.7" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,709 cooling and 1,811 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Hays County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Hays County
Common questions
How much does it cost to own a home in Uhland?
A $230,000 home in Uhland, Texas costs approximately $1,989 per month with 20% down at 6.66%. That is $1,182 principal and interest, $247 property tax, $152 homeowners insurance, $216 utilities and $192 set aside for maintenance.
What is the property tax rate in Uhland?
Uhland has an effective property tax rate of 1.289%, based on a median home value of $230,400 and median real estate taxes of $2,970. That is lower than the Hays County average of 1.729%.
What is the average home price in Uhland?
The median owner-occupied home value in Uhland, Texas is $230,400, against $371,400 across Hays County.
Is it cheaper to rent or buy in Uhland?
Median gross rent in Uhland is $1,300 a month, against $1,989 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Uhland — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.