Cost to Own
United States › Idaho › Bannock County › Tyhee Population 1,475 Data vintage ACS 2023 5-Year Rates updated 2026-10-22
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $819 a month in taxes, insurance, utilities and upkeep. See the full Bannock County picture

Total monthly cost of ownership

Cost to Own a Home in Tyhee, Idaho

A $418,000 home here costs

$3,116

per month, all in, with 20% down at today's 7.32% 30-year fixed rate. By the 28% rule that takes a household income of about $133,500 a year.

P&I 74%Tax 6%Insurance 3%Utilities 6%Upkeep 11%

A standard mortgage calculator would have told you $2,297. The real number is $819 higher every month, 36% more than the payment most buyers budget for.

Compare Bannock County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Tyhee from a five-year rolling sample, and with about 1,475 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Bannock County figures are drawn from a far larger sample if you want a steadier number.

Tyhee median: $417,800
Under 20% adds PMI
Freddie Mac PMMS
ID average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $334,400 borrowed $2,297
Property tax0.552% effective rate for Tyhee itself $192
Homeowners insuranceIdaho averages $884/yr (NAIC), or 0.233% of home value $81
Electricity13.73ยข/kWh, Idaho residential average, EIA $130
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $348
Total monthly $3,116

Tyhee against Bannock County and Idaho

MeasureTyheeBannock County
Median home value$417,800$267,200
Median property tax$2,308$1,918
Effective tax rate0.552%0.718%
Median gross rent$1,171$879
Population1,47588,457

The weather behind that power bill

Tyhee sits in Bannock County, which averages a high of 87.3°F in its hottest month and a low of 14.6°F in its coldest, with 15.46" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 348 cooling and 7,219 heating degree days, which is what sets the $130 electricity line above.

See the full climate breakdown for Bannock County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bannock County

Full Bannock County cost breakdown · Every county in Idaho

Talk to someone who works this market

These are Tyhee averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Tyhee every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Tyhee I already own here and may sell

Common questions

How much does it cost to own a home in Tyhee?

A $418,000 home in Tyhee, Idaho costs approximately $3,116 per month with 20% down at 7.32%. That is $2,297 principal and interest, $192 property tax, $81 homeowners insurance, $198 utilities and $348 set aside for maintenance.

What is the property tax rate in Tyhee?

Tyhee has an effective property tax rate of 0.552%, based on a median home value of $417,800 and median real estate taxes of $2,308. That is lower than the Bannock County average of 0.718%.

What is the average home price in Tyhee?

The median owner-occupied home value in Tyhee, Idaho is $417,800, against $267,200 across Bannock County.

Is it cheaper to rent or buy in Tyhee?

Median gross rent in Tyhee is $1,171 a month, against $3,116 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Tyhee?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Tyhee, Idaho at today's rate takes a household income of roughly $133,500 a year. That covers the full $3,116 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Tyhee, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Idaho.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology