Cost to Own
United StatesOklahomaTulsa CountyTurley Population 2,887 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Turley, Oklahoma

A $57,000 home here costs

$625

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $293. The real number is $332 higher every month — 113% more than the payment most buyers budget for.

Turley median: $56,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $45,600 borrowed $293
Property tax0.854% effective rate for Turley itself $41
Homeowners insuranceOklahoma averages $2,155/yr (NAIC), or 1.163% of home value $55
Electricity13.38¢/kWh — Oklahoma residential average, EIA $120
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $48
Total monthly $625

Turley against Tulsa County and Oklahoma

MeasureTurleyTulsa County
Median home value$56,800$213,500
Median property tax$485$2,161
Effective tax rate0.854%1.012%
Median gross rent$993$1,060
Population2,887673,708

The weather behind that power bill

Turley sits in Tulsa County, which averages a high of 94.0°F in its hottest month and a low of 28.1°F in its coldest, with 42.09" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,146 cooling and 3,374 heating degree days, which is what sets the $120 electricity line above.

See the full climate breakdown for Tulsa County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tulsa County

Full Tulsa County cost breakdown · Every county in Oklahoma

Common questions

How much does it cost to own a home in Turley?

A $57,000 home in Turley, Oklahoma costs approximately $625 per month with 20% down at 6.66%. That is $293 principal and interest, $41 property tax, $55 homeowners insurance, $188 utilities and $48 set aside for maintenance.

What is the property tax rate in Turley?

Turley has an effective property tax rate of 0.854%, based on a median home value of $56,800 and median real estate taxes of $485. That is lower than the Tulsa County average of 1.012%.

What is the average home price in Turley?

The median owner-occupied home value in Turley, Oklahoma is $56,800, against $213,500 across Tulsa County.

Is it cheaper to rent or buy in Turley?

Median gross rent in Turley is $993 a month, against $625 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Turley — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Oklahoma.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology