Cost to Own
United StatesTennesseeCarroll CountyTrezevant Population 1,018 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Trezevant, Tennessee

A $96,000 home here costs

$857

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $494. The real number is $363 higher every month — 74% more than the payment most buyers budget for.

Trezevant median: $96,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $76,800 borrowed $494
Property tax0.556% effective rate for Trezevant itself $44
Homeowners insuranceTennessee averages $1,368/yr (NAIC), or 0.505% of home value $40
Electricity14.47¢/kWh — Tennessee residential average, EIA $130
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $80
Total monthly $857

Trezevant against Carroll County and Tennessee

MeasureTrezevantCarroll County
Median home value$96,200$122,100
Median property tax$535$809
Effective tax rate0.556%0.663%
Median gross rent$666$757
Population1,01828,461

The weather behind that power bill

Trezevant sits in Carroll County, which averages a high of 89.2°F in its hottest month and a low of 28.2°F in its coldest, with 55.92" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,656 cooling and 3,768 heating degree days, which is what sets the $130 electricity line above.

See the full climate breakdown for Carroll County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Carroll County

Full Carroll County cost breakdown · Every county in Tennessee

Common questions

How much does it cost to own a home in Trezevant?

A $96,000 home in Trezevant, Tennessee costs approximately $857 per month with 20% down at 6.66%. That is $494 principal and interest, $44 property tax, $40 homeowners insurance, $198 utilities and $80 set aside for maintenance.

What is the property tax rate in Trezevant?

Trezevant has an effective property tax rate of 0.556%, based on a median home value of $96,200 and median real estate taxes of $535. That is lower than the Carroll County average of 0.663%.

What is the average home price in Trezevant?

The median owner-occupied home value in Trezevant, Tennessee is $96,200, against $122,100 across Carroll County.

Is it cheaper to rent or buy in Trezevant?

Median gross rent in Trezevant is $666 a month, against $857 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Trezevant — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Tennessee.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology