Total monthly cost of ownership
Cost to Own a Home in Tishomingo, Oklahoma
A $111,000 home here costs
$1,012per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $571. The real number is $441 higher every month — 77% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Tishomingo against Johnston County and Oklahoma
| Measure | Tishomingo | Johnston County |
|---|---|---|
| Median home value | $110,600 | $110,700 |
| Median property tax | $629 | $614 |
| Effective tax rate | 0.569% | 0.555% |
| Median gross rent | $672 | $732 |
| Population | 3,097 | 10,334 |
The weather behind that power bill
Tishomingo sits in Johnston County, which averages a high of 95.0°F in its hottest month and a low of 29.8°F in its coldest, with 41.35" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,298 cooling and 3,019 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Johnston County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Johnston County
No other places of this size are published in Johnston County.
Full Johnston County cost breakdown · Every county in Oklahoma
Common questions
How much does it cost to own a home in Tishomingo?
A $111,000 home in Tishomingo, Oklahoma costs approximately $1,012 per month with 20% down at 6.66%. That is $571 principal and interest, $53 property tax, $108 homeowners insurance, $188 utilities and $93 set aside for maintenance.
What is the property tax rate in Tishomingo?
Tishomingo has an effective property tax rate of 0.569%, based on a median home value of $110,600 and median real estate taxes of $629. That is higher than the Johnston County average of 0.555%.
What is the average home price in Tishomingo?
The median owner-occupied home value in Tishomingo, Oklahoma is $110,600, against $110,700 across Johnston County.
Is it cheaper to rent or buy in Tishomingo?
Median gross rent in Tishomingo is $672 a month, against $1,012 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Tishomingo — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.