Cost to Own
United StatesMassachusettsPlymouth CountyThe Pinehills Population 4,988 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in The Pinehills, Massachusetts

A $669,000 home here costs

$5,259

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,439. The real number is $1,820 higher every month — 53% more than the payment most buyers budget for.

The Pinehills median: $669,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $535,200 borrowed $3,439
Property tax1.367% effective rate for The Pinehills itself $762
Homeowners insuranceMassachusetts averages $1,712/yr (NAIC), or 0.31% of home value $173
Electricity28.82¢/kWh — Massachusetts residential average, EIA $259
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $558
Total monthly $5,259

The Pinehills against Plymouth County and Massachusetts

MeasureThe PinehillsPlymouth County
Median home value$669,100$513,000
Median property tax$9,147$6,345
Effective tax rate1.367%1.237%
Median gross rent$2,689$1,655
Population4,988531,889

The weather behind that power bill

The Pinehills sits in Plymouth County, which averages a high of 84.0°F in its hottest month and a low of 21.8°F in its coldest, with 52.77" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 805 cooling and 5,309 heating degree days, which is what sets the $259 electricity line above.

See the full climate breakdown for Plymouth County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Plymouth County

Full Plymouth County cost breakdown · Every county in Massachusetts

Common questions

How much does it cost to own a home in The Pinehills?

A $669,000 home in The Pinehills, Massachusetts costs approximately $5,259 per month with 20% down at 6.66%. That is $3,439 principal and interest, $762 property tax, $173 homeowners insurance, $327 utilities and $558 set aside for maintenance.

What is the property tax rate in The Pinehills?

The Pinehills has an effective property tax rate of 1.367%, based on a median home value of $669,100 and median real estate taxes of $9,147. That is higher than the Plymouth County average of 1.237%.

What is the average home price in The Pinehills?

The median owner-occupied home value in The Pinehills, Massachusetts is $669,100, against $513,000 across Plymouth County.

Is it cheaper to rent or buy in The Pinehills?

Median gross rent in The Pinehills is $2,689 a month, against $5,259 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for The Pinehills — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Massachusetts.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology