Total monthly cost of ownership
Cost to Own a Home in Texanna, Oklahoma
A $192,000 home here costs
$1,614per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $987. The real number is $627 higher every month — 64% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Texanna against McIntosh County and Oklahoma
| Measure | Texanna | McIntosh County |
|---|---|---|
| Median home value | $191,800 | $135,800 |
| Median property tax | $1,112 | $797 |
| Effective tax rate | 0.580% | 0.587% |
| Median gross rent | $1,090 | $763 |
| Population | 2,446 | 19,237 |
The weather behind that power bill
Texanna sits in McIntosh County, which averages a high of 92.3°F in its hottest month and a low of 28.2°F in its coldest, with 43.23" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,920 cooling and 3,412 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for McIntosh County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in McIntosh County
Full McIntosh County cost breakdown · Every county in Oklahoma
Common questions
How much does it cost to own a home in Texanna?
A $192,000 home in Texanna, Oklahoma costs approximately $1,614 per month with 20% down at 6.66%. That is $987 principal and interest, $93 property tax, $186 homeowners insurance, $188 utilities and $160 set aside for maintenance.
What is the property tax rate in Texanna?
Texanna has an effective property tax rate of 0.580%, based on a median home value of $191,800 and median real estate taxes of $1,112. That is in line with the McIntosh County average of 0.587%.
What is the average home price in Texanna?
The median owner-occupied home value in Texanna, Oklahoma is $191,800, against $135,800 across McIntosh County.
Is it cheaper to rent or buy in Texanna?
Median gross rent in Texanna is $1,090 a month, against $1,614 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Texanna — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.