Cost to Own
United StatesNebraskaBurt CountyTekamah Population 1,691 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Tekamah, Nebraska

A $114,000 home here costs

$1,089

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $586. The real number is $502 higher every month — 86% more than the payment most buyers budget for.

Tekamah median: $113,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $91,200 borrowed $586
Property tax1.532% effective rate for Tekamah itself $146
Homeowners insuranceNebraska averages $1,684/yr (NAIC), or 0.755% of home value $72
Electricity13.59¢/kWh — Nebraska residential average, EIA $122
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $95
Total monthly $1,089

Tekamah against Burt County and Nebraska

MeasureTekamahBurt County
Median home value$113,900$125,400
Median property tax$1,745$1,824
Effective tax rate1.532%1.455%
Median gross rent$677$688
Population1,6916,730

The weather behind that power bill

Tekamah sits in Burt County, which averages a high of 86.7°F in its hottest month and a low of 12.3°F in its coldest, with 28.26" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 1,014 cooling and 6,408 heating degree days, which is what sets the $122 electricity line above.

See the full climate breakdown for Burt County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Burt County

Full Burt County cost breakdown · Every county in Nebraska

Common questions

How much does it cost to own a home in Tekamah?

A $114,000 home in Tekamah, Nebraska costs approximately $1,089 per month with 20% down at 6.66%. That is $586 principal and interest, $146 property tax, $72 homeowners insurance, $190 utilities and $95 set aside for maintenance.

What is the property tax rate in Tekamah?

Tekamah has an effective property tax rate of 1.532%, based on a median home value of $113,900 and median real estate taxes of $1,745. That is higher than the Burt County average of 1.455%.

What is the average home price in Tekamah?

The median owner-occupied home value in Tekamah, Nebraska is $113,900, against $125,400 across Burt County.

Is it cheaper to rent or buy in Tekamah?

Median gross rent in Tekamah is $677 a month, against $1,089 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Tekamah — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Nebraska.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology