Cost to Own
United StatesVirginiaTazewell CountyTazewell Population 4,419 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Tazewell, Virginia

A $110,000 home here costs

$980

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $566. The real number is $415 higher every month — 73% more than the payment most buyers budget for.

Tazewell median: $110,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $88,000 borrowed $566
Property tax0.761% effective rate for Tazewell itself $70
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $27
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $92
Total monthly $980

Tazewell against Tazewell County and Virginia

MeasureTazewellTazewell County
Median home value$110,400$116,100
Median property tax$840$718
Effective tax rate0.761%0.618%
Median gross rent$722$738
Population4,41939,933

The weather behind that power bill

Tazewell sits in Tazewell County, which averages a high of 78.9°F in its hottest month and a low of 23.8°F in its coldest, with 41.24" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 536 cooling and 5,219 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Tazewell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tazewell County

Full Tazewell County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Tazewell?

A $110,000 home in Tazewell, Virginia costs approximately $980 per month with 20% down at 6.66%. That is $566 principal and interest, $70 property tax, $27 homeowners insurance, $226 utilities and $92 set aside for maintenance.

What is the property tax rate in Tazewell?

Tazewell has an effective property tax rate of 0.761%, based on a median home value of $110,400 and median real estate taxes of $840. That is higher than the Tazewell County average of 0.618%.

What is the average home price in Tazewell?

The median owner-occupied home value in Tazewell, Virginia is $110,400, against $116,100 across Tazewell County.

Is it cheaper to rent or buy in Tazewell?

Median gross rent in Tazewell is $722 a month, against $980 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Tazewell — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology