Total monthly cost of ownership
Cost to Own a Home in Tallapoosa, Georgia
A $170,000 home here costs
$1,402per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $874. The real number is $528 higher every month — 60% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Tallapoosa against Haralson County and Georgia
| Measure | Tallapoosa | Haralson County |
|---|---|---|
| Median home value | $170,200 | $210,400 |
| Median property tax | $1,223 | $1,787 |
| Effective tax rate | 0.719% | 0.849% |
| Median gross rent | $637 | $884 |
| Population | 3,234 | 30,720 |
The weather behind that power bill
Tallapoosa sits in Haralson County, which averages a high of 89.6°F in its hottest month and a low of 31.4°F in its coldest, with 48.06" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,627 cooling and 3,118 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Haralson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Haralson County
Full Haralson County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Tallapoosa?
A $170,000 home in Tallapoosa, Georgia costs approximately $1,402 per month with 20% down at 6.66%. That is $874 principal and interest, $102 property tax, $74 homeowners insurance, $210 utilities and $142 set aside for maintenance.
What is the property tax rate in Tallapoosa?
Tallapoosa has an effective property tax rate of 0.719%, based on a median home value of $170,200 and median real estate taxes of $1,223. That is lower than the Haralson County average of 0.849%.
What is the average home price in Tallapoosa?
The median owner-occupied home value in Tallapoosa, Georgia is $170,200, against $210,400 across Haralson County.
Is it cheaper to rent or buy in Tallapoosa?
Median gross rent in Tallapoosa is $637 a month, against $1,402 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Tallapoosa — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.