Cost to Own
United StatesPennsylvaniaSusquehanna CountySusquehanna Depot Population 1,312 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Susquehanna Depot, Pennsylvania

A $84,000 home here costs

$917

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $432. The real number is $485 higher every month — 112% more than the payment most buyers budget for.

Susquehanna Depot median: $84,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $67,200 borrowed $432
Property tax1.790% effective rate for Susquehanna Depot itself $125
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $28
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $70
Total monthly $917

Susquehanna Depot against Susquehanna County and Pennsylvania

MeasureSusquehanna DepotSusquehanna County
Median home value$84,200$206,700
Median property tax$1,507$2,373
Effective tax rate1.790%1.148%
Median gross rent$633$913
Population1,31238,349

The weather behind that power bill

Susquehanna Depot sits in Susquehanna County, which averages a high of 79.7°F in its hottest month and a low of 12.5°F in its coldest, with 46.71" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 313 cooling and 7,499 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Susquehanna County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Susquehanna County

Full Susquehanna County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Susquehanna Depot?

A $84,000 home in Susquehanna Depot, Pennsylvania costs approximately $917 per month with 20% down at 6.66%. That is $432 principal and interest, $125 property tax, $28 homeowners insurance, $262 utilities and $70 set aside for maintenance.

What is the property tax rate in Susquehanna Depot?

Susquehanna Depot has an effective property tax rate of 1.790%, based on a median home value of $84,200 and median real estate taxes of $1,507. That is higher than the Susquehanna County average of 1.148%.

What is the average home price in Susquehanna Depot?

The median owner-occupied home value in Susquehanna Depot, Pennsylvania is $84,200, against $206,700 across Susquehanna County.

Is it cheaper to rent or buy in Susquehanna Depot?

Median gross rent in Susquehanna Depot is $633 a month, against $917 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Susquehanna Depot — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology