Cost to Own
United StatesCaliforniaPlacer CountySunnyside-Tahoe City Population 1,658 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Sunnyside-Tahoe City, California

A $1,033,000 home here costs

$7,286

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $5,311. The real number is $1,975 higher every month — 37% more than the payment most buyers budget for.

Sunnyside-Tahoe City median: $1,032,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $826,400 borrowed $5,311
Property tax0.682% effective rate for Sunnyside-Tahoe City itself $587
Homeowners insuranceCalifornia averages $1,403/yr (NAIC), or 0.186% of home value $160
Electricity33.25¢/kWh — California residential average, EIA $299
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $861
Total monthly $7,286

Sunnyside-Tahoe City against Placer County and California

MeasureSunnyside-Tahoe CityPlacer County
Median home value$1,032,700$658,800
Median property tax$7,040$5,600
Effective tax rate0.682%0.850%
Median gross rent$1,625$1,991
Population1,658412,435

The weather behind that power bill

Sunnyside-Tahoe City sits in Placer County, which averages a high of 77.8°F in its hottest month and a low of 33.1°F in its coldest, with 62.44" of precipitation a year and 50% of it in a single three-month stretch. That climate drives 552 cooling and 5,213 heating degree days, which is what sets the $299 electricity line above.

See the full climate breakdown for Placer County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Placer County

Full Placer County cost breakdown · Every county in California

Common questions

How much does it cost to own a home in Sunnyside-Tahoe City?

A $1,033,000 home in Sunnyside-Tahoe City, California costs approximately $7,286 per month with 20% down at 6.66%. That is $5,311 principal and interest, $587 property tax, $160 homeowners insurance, $367 utilities and $861 set aside for maintenance.

What is the property tax rate in Sunnyside-Tahoe City?

Sunnyside-Tahoe City has an effective property tax rate of 0.682%, based on a median home value of $1,032,700 and median real estate taxes of $7,040. That is lower than the Placer County average of 0.850%.

What is the average home price in Sunnyside-Tahoe City?

The median owner-occupied home value in Sunnyside-Tahoe City, California is $1,032,700, against $658,800 across Placer County.

Is it cheaper to rent or buy in Sunnyside-Tahoe City?

Median gross rent in Sunnyside-Tahoe City is $1,625 a month, against $7,286 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Sunnyside-Tahoe City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for California.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology