Total monthly cost of ownership
Cost to Own a Home in Sundown, Texas
A $96,000 home here costs
$960per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $494. The real number is $466 higher every month — 94% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Sundown against Hockley County and Texas
| Measure | Sundown | Hockley County |
|---|---|---|
| Median home value | $96,000 | $112,700 |
| Median property tax | $1,284 | $1,668 |
| Effective tax rate | 1.337% | 1.480% |
| Median gross rent | $628 | $813 |
| Population | 1,477 | 21,455 |
The weather behind that power bill
Sundown sits in Hockley County, which averages a high of 92.4°F in its hottest month and a low of 25.2°F in its coldest, with 18.27" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 1,598 cooling and 3,597 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Hockley County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Hockley County
Common questions
How much does it cost to own a home in Sundown?
A $96,000 home in Sundown, Texas costs approximately $960 per month with 20% down at 6.66%. That is $494 principal and interest, $107 property tax, $64 homeowners insurance, $216 utilities and $80 set aside for maintenance.
What is the property tax rate in Sundown?
Sundown has an effective property tax rate of 1.337%, based on a median home value of $96,000 and median real estate taxes of $1,284. That is lower than the Hockley County average of 1.480%.
What is the average home price in Sundown?
The median owner-occupied home value in Sundown, Texas is $96,000, against $112,700 across Hockley County.
Is it cheaper to rent or buy in Sundown?
Median gross rent in Sundown is $628 a month, against $960 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Sundown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.