Total monthly cost of ownership
Cost to Own a Home in Sugarcreek, Pennsylvania
A $100,000 home here costs
$989per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $514. The real number is $474 higher every month — 92% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Sugarcreek against Venango County and Pennsylvania
| Measure | Sugarcreek | Venango County |
|---|---|---|
| Median home value | $100,000 | $114,500 |
| Median property tax | $1,152 | $1,509 |
| Effective tax rate | 1.152% | 1.318% |
| Median gross rent | $981 | $774 |
| Population | 4,745 | 50,096 |
The weather behind that power bill
Sugarcreek sits in Venango County, which averages a high of 82.7°F in its hottest month and a low of 18.3°F in its coldest, with 46.33" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 584 cooling and 6,365 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Venango County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Venango County
Full Venango County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Sugarcreek?
A $100,000 home in Sugarcreek, Pennsylvania costs approximately $989 per month with 20% down at 6.66%. That is $514 principal and interest, $96 property tax, $33 homeowners insurance, $262 utilities and $83 set aside for maintenance.
What is the property tax rate in Sugarcreek?
Sugarcreek has an effective property tax rate of 1.152%, based on a median home value of $100,000 and median real estate taxes of $1,152. That is lower than the Venango County average of 1.318%.
What is the average home price in Sugarcreek?
The median owner-occupied home value in Sugarcreek, Pennsylvania is $100,000, against $114,500 across Venango County.
Is it cheaper to rent or buy in Sugarcreek?
Median gross rent in Sugarcreek is $981 a month, against $989 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Sugarcreek — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.