Total monthly cost of ownership
Cost to Own a Home in Sudan, Texas
A $103,000 home here costs
$987per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $530. The real number is $457 higher every month — 86% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Sudan against Lamb County and Texas
| Measure | Sudan | Lamb County |
|---|---|---|
| Median home value | $102,900 | $76,600 |
| Median property tax | $1,051 | $913 |
| Effective tax rate | 1.021% | 1.192% |
| Median gross rent | $648 | $900 |
| Population | 1,132 | 12,919 |
The weather behind that power bill
Sudan sits in Lamb County, which averages a high of 92.4°F in its hottest month and a low of 22.0°F in its coldest, with 17.94" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 1,347 cooling and 3,941 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Lamb County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lamb County
Common questions
How much does it cost to own a home in Sudan?
A $103,000 home in Sudan, Texas costs approximately $987 per month with 20% down at 6.66%. That is $530 principal and interest, $88 property tax, $68 homeowners insurance, $216 utilities and $86 set aside for maintenance.
What is the property tax rate in Sudan?
Sudan has an effective property tax rate of 1.021%, based on a median home value of $102,900 and median real estate taxes of $1,051. That is lower than the Lamb County average of 1.192%.
What is the average home price in Sudan?
The median owner-occupied home value in Sudan, Texas is $102,900, against $76,600 across Lamb County.
Is it cheaper to rent or buy in Sudan?
Median gross rent in Sudan is $648 a month, against $987 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Sudan — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.