Total monthly cost of ownership
Cost to Own a Home in Sublette, Kansas
A $151,000 home here costs
$1,428per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $61,000 a year.
A standard mortgage calculator would have told you $823. The real number is $604 higher every month, 73% more than the payment most buyers budget for.
Compare Haskell County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Sublette from a five-year rolling sample, and with about 1,397 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Haskell County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Sublette against Haskell County and Kansas
| Measure | Sublette | Haskell County |
|---|---|---|
| Median home value | $151,100 | $154,800 |
| Median property tax | $2,245 | $2,226 |
| Effective tax rate | 1.486% | 1.438% |
| Median gross rent | $825 | $776 |
| Population | 1,397 | 3,695 |
The weather behind that power bill
Sublette sits in Haskell County, which averages a high of 94.4°F in its hottest month and a low of 20.0°F in its coldest, with 18.3" of precipitation a year and 46% of it in a single three-month stretch. That climate drives 1,529 cooling and 4,463 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Haskell County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Haskell County
No other places of this size are published in Haskell County.
Talk to someone who works this market
These are Sublette averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Sublette every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Sublette I already own here and may sell
Common questions
How much does it cost to own a home in Sublette?
A $151,000 home in Sublette, Kansas costs approximately $1,428 per month with 20% down at 7.24%. That is $823 principal and interest, $187 property tax, $88 homeowners insurance, $204 utilities and $126 set aside for maintenance.
What is the property tax rate in Sublette?
Sublette has an effective property tax rate of 1.486%, based on a median home value of $151,100 and median real estate taxes of $2,245. That is higher than the Haskell County average of 1.438%.
What is the average home price in Sublette?
The median owner-occupied home value in Sublette, Kansas is $151,100, against $154,800 across Haskell County.
Is it cheaper to rent or buy in Sublette?
Median gross rent in Sublette is $825 a month, against $1,428 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Sublette?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Sublette, Kansas at today's rate takes a household income of roughly $61,000 a year. That covers the full $1,428 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Sublette, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Kansas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.