Total monthly cost of ownership
Cost to Own a Home in Stronghurst, Illinois
A $104,000 home here costs
$1,072per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $535. The real number is $537 higher every month — 100% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Stronghurst against Henderson County and Illinois
| Measure | Stronghurst | Henderson County |
|---|---|---|
| Median home value | $104,400 | $101,600 |
| Median property tax | $1,530 | $1,703 |
| Effective tax rate | 1.466% | 1.676% |
| Median gross rent | $929 | $834 |
| Population | 1,106 | 6,284 |
The weather behind that power bill
Stronghurst sits in Henderson County, which averages a high of 85.2°F in its hottest month and a low of 16.4°F in its coldest, with 37.86" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 1,083 cooling and 5,820 heating degree days, which is what sets the $214 electricity line above.
See the full climate breakdown for Henderson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Henderson County
No other places of this size are published in Henderson County.
Full Henderson County cost breakdown · Every county in Illinois
Common questions
How much does it cost to own a home in Stronghurst?
A $104,000 home in Stronghurst, Illinois costs approximately $1,072 per month with 20% down at 6.66%. That is $535 principal and interest, $127 property tax, $41 homeowners insurance, $282 utilities and $87 set aside for maintenance.
What is the property tax rate in Stronghurst?
Stronghurst has an effective property tax rate of 1.466%, based on a median home value of $104,400 and median real estate taxes of $1,530. That is lower than the Henderson County average of 1.676%.
What is the average home price in Stronghurst?
The median owner-occupied home value in Stronghurst, Illinois is $104,400, against $101,600 across Henderson County.
Is it cheaper to rent or buy in Stronghurst?
Median gross rent in Stronghurst is $929 a month, against $1,072 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Stronghurst — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Illinois.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.