Total monthly cost of ownership
Cost to Own a Home in Strawberry Plains, Tennessee
A $180,000 home here costs
$1,398per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $925. The real number is $472 higher every month — 51% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Strawberry Plains against Jefferson County and Tennessee
| Measure | Strawberry Plains | Jefferson County |
|---|---|---|
| Median home value | $180,000 | $210,000 |
| Median property tax | $584 | $990 |
| Effective tax rate | 0.324% | 0.471% |
| Median gross rent | $676 | $880 |
| Population | 2,531 | 55,835 |
The weather behind that power bill
Strawberry Plains sits in Jefferson County, which averages a high of 87.0°F in its hottest month and a low of 24.5°F in its coldest, with 48.53" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,042 cooling and 4,338 heating degree days, which is what sets the $130 electricity line above.
See the full climate breakdown for Jefferson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jefferson County
Full Jefferson County cost breakdown · Every county in Tennessee
Common questions
How much does it cost to own a home in Strawberry Plains?
A $180,000 home in Strawberry Plains, Tennessee costs approximately $1,398 per month with 20% down at 6.66%. That is $925 principal and interest, $49 property tax, $76 homeowners insurance, $198 utilities and $150 set aside for maintenance.
What is the property tax rate in Strawberry Plains?
Strawberry Plains has an effective property tax rate of 0.324%, based on a median home value of $180,000 and median real estate taxes of $584. That is lower than the Jefferson County average of 0.471%.
What is the average home price in Strawberry Plains?
The median owner-occupied home value in Strawberry Plains, Tennessee is $180,000, against $210,000 across Jefferson County.
Is it cheaper to rent or buy in Strawberry Plains?
Median gross rent in Strawberry Plains is $676 a month, against $1,398 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Strawberry Plains — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Tennessee.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.