Total monthly cost of ownership
Cost to Own a Home in Stonewall, Louisiana
A $266,000 home here costs
$2,247per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $96,500 a year.
A standard mortgage calculator would have told you $1,450. The real number is $797 higher every month, 55% more than the payment most buyers budget for.
Compare De Soto Parish with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Stonewall from a five-year rolling sample, and with about 2,394 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The De Soto Parish figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Stonewall against De Soto Parish and Louisiana
| Measure | Stonewall | De Soto Parish |
|---|---|---|
| Median home value | $266,000 | $150,700 |
| Median property tax | $1,349 | $467 |
| Effective tax rate | 0.507% | 0.310% |
| Median gross rent | $791 | $719 |
| Population | 2,394 | 26,897 |
The weather behind that power bill
Stonewall sits in De Soto Parish, which averages a high of 93.4°F in its hottest month and a low of 36.0°F in its coldest, with 53.42" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,416 cooling and 2,215 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for De Soto Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in De Soto Parish
Full De Soto Parish cost breakdown · Every county in Louisiana
Talk to someone who works this market
These are Stonewall averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Stonewall every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Stonewall I already own here and may sell
Common questions
How much does it cost to own a home in Stonewall?
A $266,000 home in Stonewall, Louisiana costs approximately $2,247 per month with 20% down at 7.24%. That is $1,450 principal and interest, $112 property tax, $240 homeowners insurance, $223 utilities and $222 set aside for maintenance.
What is the property tax rate in Stonewall?
Stonewall has an effective property tax rate of 0.507%, based on a median home value of $266,000 and median real estate taxes of $1,349. That is higher than the De Soto Parish average of 0.310%.
What is the average home price in Stonewall?
The median owner-occupied home value in Stonewall, Louisiana is $266,000, against $150,700 across De Soto Parish.
Is it cheaper to rent or buy in Stonewall?
Median gross rent in Stonewall is $791 a month, against $2,247 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Stonewall?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Stonewall, Louisiana at today's rate takes a household income of roughly $96,500 a year. That covers the full $2,247 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Stonewall, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Louisiana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.