Total monthly cost of ownership
Cost to Own a Home in Stonewall, Louisiana
A $266,000 home here costs
$2,137per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,368. The real number is $769 higher every month — 56% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Stonewall against De Soto Parish and Louisiana
| Measure | Stonewall | De Soto Parish |
|---|---|---|
| Median home value | $266,000 | $150,700 |
| Median property tax | $1,349 | $467 |
| Effective tax rate | 0.507% | 0.310% |
| Median gross rent | $791 | $719 |
| Population | 2,394 | 26,897 |
The weather behind that power bill
Stonewall sits in De Soto Parish, which averages a high of 93.4°F in its hottest month and a low of 36.0°F in its coldest, with 53.42" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,416 cooling and 2,215 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for De Soto Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in De Soto Parish
Full De Soto Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Stonewall?
A $266,000 home in Stonewall, Louisiana costs approximately $2,137 per month with 20% down at 6.66%. That is $1,368 principal and interest, $112 property tax, $240 homeowners insurance, $195 utilities and $222 set aside for maintenance.
What is the property tax rate in Stonewall?
Stonewall has an effective property tax rate of 0.507%, based on a median home value of $266,000 and median real estate taxes of $1,349. That is higher than the De Soto Parish average of 0.310%.
What is the average home price in Stonewall?
The median owner-occupied home value in Stonewall, Louisiana is $266,000, against $150,700 across De Soto Parish.
Is it cheaper to rent or buy in Stonewall?
Median gross rent in Stonewall is $791 a month, against $2,137 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Stonewall — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.