Total monthly cost of ownership
Cost to Own a Home in Stigler, Oklahoma
A $135,000 home here costs
$1,173per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $694. The real number is $479 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Stigler against Haskell County and Oklahoma
| Measure | Stigler | Haskell County |
|---|---|---|
| Median home value | $135,000 | $122,300 |
| Median property tax | $566 | $557 |
| Effective tax rate | 0.419% | 0.455% |
| Median gross rent | $777 | $757 |
| Population | 2,702 | 11,667 |
The weather behind that power bill
Stigler sits in Haskell County, which averages a high of 92.3°F in its hottest month and a low of 28.2°F in its coldest, with 43.23" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,920 cooling and 3,412 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Haskell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Haskell County
No other places of this size are published in Haskell County.
Full Haskell County cost breakdown · Every county in Oklahoma
Common questions
How much does it cost to own a home in Stigler?
A $135,000 home in Stigler, Oklahoma costs approximately $1,173 per month with 20% down at 6.66%. That is $694 principal and interest, $47 property tax, $131 homeowners insurance, $188 utilities and $113 set aside for maintenance.
What is the property tax rate in Stigler?
Stigler has an effective property tax rate of 0.419%, based on a median home value of $135,000 and median real estate taxes of $566. That is lower than the Haskell County average of 0.455%.
What is the average home price in Stigler?
The median owner-occupied home value in Stigler, Oklahoma is $135,000, against $122,300 across Haskell County.
Is it cheaper to rent or buy in Stigler?
Median gross rent in Stigler is $777 a month, against $1,173 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Stigler — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.