Total monthly cost of ownership
Cost to Own a Home in Stevenson, Washington
A $473,000 home here costs
$3,396per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,432. The real number is $964 higher every month — 40% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Stevenson against Skamania County and Washington
| Measure | Stevenson | Skamania County |
|---|---|---|
| Median home value | $472,700 | $472,600 |
| Median property tax | $3,568 | $3,380 |
| Effective tax rate | 0.755% | 0.715% |
| Median gross rent | $980 | $1,024 |
| Population | 1,676 | 12,276 |
The weather behind that power bill
Stevenson sits in Skamania County, which averages a high of 81.8°F in its hottest month and a low of 28.5°F in its coldest, with 88.9" of precipitation a year and 50% of it in a single three-month stretch. That climate drives 207 cooling and 6,291 heating degree days, which is what sets the $134 electricity line above.
See the full climate breakdown for Skamania County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Skamania County
Full Skamania County cost breakdown · Every county in Washington
Common questions
How much does it cost to own a home in Stevenson?
A $473,000 home in Stevenson, Washington costs approximately $3,396 per month with 20% down at 6.66%. That is $2,432 principal and interest, $298 property tax, $70 homeowners insurance, $202 utilities and $394 set aside for maintenance.
What is the property tax rate in Stevenson?
Stevenson has an effective property tax rate of 0.755%, based on a median home value of $472,700 and median real estate taxes of $3,568. That is higher than the Skamania County average of 0.715%.
What is the average home price in Stevenson?
The median owner-occupied home value in Stevenson, Washington is $472,700, against $472,600 across Skamania County.
Is it cheaper to rent or buy in Stevenson?
Median gross rent in Stevenson is $980 a month, against $3,396 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Stevenson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Washington.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.