Total monthly cost of ownership
Cost to Own a Home in Steubenville, Ohio
A $128,000 home here costs
$1,186per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $51,000 a year.
A standard mortgage calculator would have told you $698. The real number is $488 higher every month, 70% more than the payment most buyers budget for.
Compare Jefferson County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Steubenville against Jefferson County and Ohio
| Measure | Steubenville | Jefferson County |
|---|---|---|
| Median home value | $128,000 | $120,600 |
| Median property tax | $1,226 | $1,220 |
| Effective tax rate | 0.958% | 1.012% |
| Median gross rent | $773 | $792 |
| Population | 18,144 | 64,855 |
The weather behind that power bill
Steubenville sits in Jefferson County, which averages a high of 82.9°F in its hottest month and a low of 19.2°F in its coldest, with 43.16" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 733 cooling and 5,828 heating degree days, which is what sets the $164 electricity line above.
See the full climate breakdown for Jefferson County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jefferson County
Talk to someone who works this market
These are Steubenville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Steubenville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Steubenville I already own here and may sell
Common questions
How much does it cost to own a home in Steubenville?
A $128,000 home in Steubenville, Ohio costs approximately $1,186 per month with 20% down at 7.24%. That is $698 principal and interest, $102 property tax, $48 homeowners insurance, $232 utilities and $107 set aside for maintenance.
What is the property tax rate in Steubenville?
Steubenville has an effective property tax rate of 0.958%, based on a median home value of $128,000 and median real estate taxes of $1,226. That is lower than the Jefferson County average of 1.012%.
What is the average home price in Steubenville?
The median owner-occupied home value in Steubenville, Ohio is $128,000, against $120,600 across Jefferson County.
Is it cheaper to rent or buy in Steubenville?
Median gross rent in Steubenville is $773 a month, against $1,186 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Steubenville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Steubenville, Ohio at today's rate takes a household income of roughly $51,000 a year. That covers the full $1,186 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Steubenville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Ohio.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.