Cost to Own
United StatesTexasMartin CountyStanton Population 2,658 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Stanton, Texas

A $106,000 home here costs

$1,033

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $545. The real number is $488 higher every month — 89% more than the payment most buyers budget for.

Stanton median: $106,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $84,800 borrowed $545
Property tax1.283% effective rate for Stanton itself $113
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $70
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $88
Total monthly $1,033

Stanton against Martin County and Texas

MeasureStantonMartin County
Median home value$106,100$162,200
Median property tax$1,361$1,434
Effective tax rate1.283%0.884%
Median gross rent$1,232$1,175
Population2,6585,230

The weather behind that power bill

Stanton sits in Martin County, which averages a high of 95.8°F in its hottest month and a low of 32.7°F in its coldest, with 13.51" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,672 cooling and 2,367 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Martin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Martin County

No other places of this size are published in Martin County.

Full Martin County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in Stanton?

A $106,000 home in Stanton, Texas costs approximately $1,033 per month with 20% down at 6.66%. That is $545 principal and interest, $113 property tax, $70 homeowners insurance, $216 utilities and $88 set aside for maintenance.

What is the property tax rate in Stanton?

Stanton has an effective property tax rate of 1.283%, based on a median home value of $106,100 and median real estate taxes of $1,361. That is higher than the Martin County average of 0.884%.

What is the average home price in Stanton?

The median owner-occupied home value in Stanton, Texas is $106,100, against $162,200 across Martin County.

Is it cheaper to rent or buy in Stanton?

Median gross rent in Stanton is $1,232 a month, against $1,033 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Stanton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology