Total monthly cost of ownership
Cost to Own a Home in Stanton, Kentucky
A $127,000 home here costs
$1,104per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $653. The real number is $451 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Stanton against Powell County and Kentucky
| Measure | Stanton | Powell County |
|---|---|---|
| Median home value | $127,200 | $142,400 |
| Median property tax | $913 | $829 |
| Effective tax rate | 0.718% | 0.582% |
| Median gross rent | $820 | $743 |
| Population | 3,211 | 13,057 |
The weather behind that power bill
Stanton sits in Powell County, which averages a high of 84.4°F in its hottest month and a low of 23.4°F in its coldest, with 53.22" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 981 cooling and 4,735 heating degree days, which is what sets the $135 electricity line above.
See the full climate breakdown for Powell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Powell County
Full Powell County cost breakdown · Every county in Kentucky
Common questions
How much does it cost to own a home in Stanton?
A $127,000 home in Stanton, Kentucky costs approximately $1,104 per month with 20% down at 6.66%. That is $653 principal and interest, $76 property tax, $67 homeowners insurance, $203 utilities and $106 set aside for maintenance.
What is the property tax rate in Stanton?
Stanton has an effective property tax rate of 0.718%, based on a median home value of $127,200 and median real estate taxes of $913. That is higher than the Powell County average of 0.582%.
What is the average home price in Stanton?
The median owner-occupied home value in Stanton, Kentucky is $127,200, against $142,400 across Powell County.
Is it cheaper to rent or buy in Stanton?
Median gross rent in Stanton is $820 a month, against $1,104 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Stanton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kentucky.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.