Cost to Own
United StatesUtahTooele CountyStansbury Park Population 11,163 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Stansbury Park, Utah

A $453,000 home here costs

$3,203

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,329. The real number is $874 higher every month — 38% more than the payment most buyers budget for.

Stansbury Park median: $452,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $362,400 borrowed $2,329
Property tax0.646% effective rate for Stansbury Park itself $244
Homeowners insuranceUtah averages $831/yr (NAIC), or 0.18% of home value $68
Electricity12.96¢/kWh — Utah residential average, EIA $117
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $378
Total monthly $3,203

Stansbury Park against Tooele County and Utah

MeasureStansbury ParkTooele County
Median home value$452,600$391,300
Median property tax$2,923$2,303
Effective tax rate0.646%0.589%
Median gross rent$1,761$1,134
Population11,16376,648

The weather behind that power bill

Stansbury Park sits in Tooele County, which averages a high of 96.8°F in its hottest month and a low of 19.4°F in its coldest, with 6.36" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,465 cooling and 5,257 heating degree days, which is what sets the $117 electricity line above.

See the full climate breakdown for Tooele County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tooele County

Full Tooele County cost breakdown · Every county in Utah

Common questions

How much does it cost to own a home in Stansbury Park?

A $453,000 home in Stansbury Park, Utah costs approximately $3,203 per month with 20% down at 6.66%. That is $2,329 principal and interest, $244 property tax, $68 homeowners insurance, $185 utilities and $378 set aside for maintenance.

What is the property tax rate in Stansbury Park?

Stansbury Park has an effective property tax rate of 0.646%, based on a median home value of $452,600 and median real estate taxes of $2,923. That is higher than the Tooele County average of 0.589%.

What is the average home price in Stansbury Park?

The median owner-occupied home value in Stansbury Park, Utah is $452,600, against $391,300 across Tooele County.

Is it cheaper to rent or buy in Stansbury Park?

Median gross rent in Stansbury Park is $1,761 a month, against $3,203 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Stansbury Park — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Utah.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology