Total monthly cost of ownership
Cost to Own a Home in Stamps, Arkansas
A $71,000 home here costs
$697per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $365. The real number is $332 higher every month — 91% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Stamps against Lafayette County and Arkansas
| Measure | Stamps | Lafayette County |
|---|---|---|
| Median home value | $71,200 | $74,600 |
| Median property tax | $275 | $422 |
| Effective tax rate | 0.386% | 0.566% |
| Median gross rent | $675 | $711 |
| Population | 1,510 | 6,211 |
The weather behind that power bill
Stamps sits in Lafayette County, which averages a high of 94.0°F in its hottest month and a low of 33.2°F in its coldest, with 52.95" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,227 cooling and 2,635 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Lafayette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lafayette County
No other places of this size are published in Lafayette County.
Full Lafayette County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in Stamps?
A $71,000 home in Stamps, Arkansas costs approximately $697 per month with 20% down at 6.66%. That is $365 principal and interest, $23 property tax, $53 homeowners insurance, $197 utilities and $59 set aside for maintenance.
What is the property tax rate in Stamps?
Stamps has an effective property tax rate of 0.386%, based on a median home value of $71,200 and median real estate taxes of $275. That is lower than the Lafayette County average of 0.566%.
What is the average home price in Stamps?
The median owner-occupied home value in Stamps, Arkansas is $71,200, against $74,600 across Lafayette County.
Is it cheaper to rent or buy in Stamps?
Median gross rent in Stamps is $675 a month, against $697 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Stamps — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.