Total monthly cost of ownership
Cost to Own a Home in St. Francisville, Louisiana
A $271,000 home here costs
$2,165per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,393. The real number is $772 higher every month — 55% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
St. Francisville against West Feliciana Parish and Louisiana
| Measure | St. Francisville | West Feliciana Parish |
|---|---|---|
| Median home value | $270,900 | $263,200 |
| Median property tax | $1,275 | $1,359 |
| Effective tax rate | 0.471% | 0.516% |
| Median gross rent | $938 | $998 |
| Population | 1,781 | 15,381 |
The weather behind that power bill
St. Francisville sits in West Feliciana Parish, which averages a high of 92.4°F in its hottest month and a low of 41.9°F in its coldest, with 58.54" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,940 cooling and 1,522 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for West Feliciana Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in West Feliciana Parish
No other places of this size are published in West Feliciana Parish.
Full West Feliciana Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in St. Francisville?
A $271,000 home in St. Francisville, Louisiana costs approximately $2,165 per month with 20% down at 6.66%. That is $1,393 principal and interest, $106 property tax, $245 homeowners insurance, $195 utilities and $226 set aside for maintenance.
What is the property tax rate in St. Francisville?
St. Francisville has an effective property tax rate of 0.471%, based on a median home value of $270,900 and median real estate taxes of $1,275. That is lower than the West Feliciana Parish average of 0.516%.
What is the average home price in St. Francisville?
The median owner-occupied home value in St. Francisville, Louisiana is $270,900, against $263,200 across West Feliciana Parish.
Is it cheaper to rent or buy in St. Francisville?
Median gross rent in St. Francisville is $938 a month, against $2,165 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for St. Francisville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.