Total monthly cost of ownership
Cost to Own a Home in Springdale, South Carolina
A $90,000 home here costs
$839per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $463. The real number is $376 higher every month — 81% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Springdale against Lancaster County and South Carolina
| Measure | Springdale | Lancaster County |
|---|---|---|
| Median home value | $89,900 | $298,100 |
| Median property tax | $531 | $1,487 |
| Effective tax rate | 0.591% | 0.499% |
| Median gross rent | $923 | $892 |
| Population | 2,422 | 100,905 |
The weather behind that power bill
Springdale sits in Lancaster County, which averages a high of 90.5°F in its hottest month and a low of 32.0°F in its coldest, with 37.92" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,715 cooling and 3,061 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Lancaster County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lancaster County
Full Lancaster County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in Springdale?
A $90,000 home in Springdale, South Carolina costs approximately $839 per month with 20% down at 6.66%. That is $463 principal and interest, $44 property tax, $43 homeowners insurance, $213 utilities and $75 set aside for maintenance.
What is the property tax rate in Springdale?
Springdale has an effective property tax rate of 0.591%, based on a median home value of $89,900 and median real estate taxes of $531. That is higher than the Lancaster County average of 0.499%.
What is the average home price in Springdale?
The median owner-occupied home value in Springdale, South Carolina is $89,900, against $298,100 across Lancaster County.
Is it cheaper to rent or buy in Springdale?
Median gross rent in Springdale is $923 a month, against $839 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Springdale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.