Total monthly cost of ownership
Cost to Own a Home in Spring Green, Wisconsin
A $238,000 home here costs
$2,088per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $89,500 a year.
A standard mortgage calculator would have told you $1,298. The real number is $790 higher every month, 61% more than the payment most buyers budget for.
Compare Sauk County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Spring Green from a five-year rolling sample, and with about 1,499 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Sauk County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Spring Green against Sauk County and Wisconsin
| Measure | Spring Green | Sauk County |
|---|---|---|
| Median home value | $238,000 | $242,400 |
| Median property tax | $4,051 | $3,646 |
| Effective tax rate | 1.702% | 1.504% |
| Median gross rent | $1,012 | $970 |
| Population | 1,499 | 65,759 |
The weather behind that power bill
Spring Green sits in Sauk County, which averages a high of 80.9°F in its hottest month and a low of 7.6°F in its coldest, with 34.46" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 489 cooling and 7,639 heating degree days, which is what sets the $125 electricity line above.
See the full climate breakdown for Sauk County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sauk County
Talk to someone who works this market
These are Spring Green averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Spring Green every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Spring Green I already own here and may sell
Common questions
How much does it cost to own a home in Spring Green?
A $238,000 home in Spring Green, Wisconsin costs approximately $2,088 per month with 20% down at 7.24%. That is $1,298 principal and interest, $338 property tax, $61 homeowners insurance, $193 utilities and $198 set aside for maintenance.
What is the property tax rate in Spring Green?
Spring Green has an effective property tax rate of 1.702%, based on a median home value of $238,000 and median real estate taxes of $4,051. That is higher than the Sauk County average of 1.504%.
What is the average home price in Spring Green?
The median owner-occupied home value in Spring Green, Wisconsin is $238,000, against $242,400 across Sauk County.
Is it cheaper to rent or buy in Spring Green?
Median gross rent in Spring Green is $1,012 a month, against $2,088 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Spring Green?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Spring Green, Wisconsin at today's rate takes a household income of roughly $89,500 a year. That covers the full $2,088 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Spring Green, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Wisconsin.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.