Total monthly cost of ownership
Cost to Own a Home in Soulsbyville, California
A $361,000 home here costs
$2,803per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,856. The real number is $947 higher every month — 51% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Soulsbyville against Tuolumne County and California
| Measure | Soulsbyville | Tuolumne County |
|---|---|---|
| Median home value | $361,400 | $406,200 |
| Median property tax | $2,677 | $2,737 |
| Effective tax rate | 0.741% | 0.674% |
| Median gross rent | — | $1,247 |
| Population | 2,089 | 54,873 |
The weather behind that power bill
Soulsbyville sits in Tuolumne County, which averages a high of 89.2°F in its hottest month and a low of 30.9°F in its coldest, with 49.05" of precipitation a year and 53% of it in a single three-month stretch. That climate drives 812 cooling and 4,564 heating degree days, which is what sets the $299 electricity line above.
See the full climate breakdown for Tuolumne County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Tuolumne County
Full Tuolumne County cost breakdown · Every county in California
Common questions
How much does it cost to own a home in Soulsbyville?
A $361,000 home in Soulsbyville, California costs approximately $2,803 per month with 20% down at 6.66%. That is $1,856 principal and interest, $223 property tax, $56 homeowners insurance, $367 utilities and $301 set aside for maintenance.
What is the property tax rate in Soulsbyville?
Soulsbyville has an effective property tax rate of 0.741%, based on a median home value of $361,400 and median real estate taxes of $2,677. That is higher than the Tuolumne County average of 0.674%.
What is the average home price in Soulsbyville?
The median owner-occupied home value in Soulsbyville, California is $361,400, against $406,200 across Tuolumne County.
Is it cheaper to rent or buy in Soulsbyville?
Rent data is not published for Soulsbyville at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Soulsbyville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for California.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.