Total monthly cost of ownership
Cost to Own a Home in Sonora, Texas
A $130,000 home here costs
$1,233per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $668. The real number is $565 higher every month — 85% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Sonora against Sutton County and Texas
| Measure | Sonora | Sutton County |
|---|---|---|
| Median home value | $130,100 | $140,600 |
| Median property tax | $1,859 | $1,938 |
| Effective tax rate | 1.429% | 1.378% |
| Median gross rent | $751 | $770 |
| Population | 2,746 | 3,306 |
The weather behind that power bill
Sonora sits in Sutton County, which averages a high of 95.8°F in its hottest month and a low of 30.8°F in its coldest, with 22.66" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,567 cooling and 2,263 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Sutton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sutton County
No other places of this size are published in Sutton County.
Common questions
How much does it cost to own a home in Sonora?
A $130,000 home in Sonora, Texas costs approximately $1,233 per month with 20% down at 6.66%. That is $668 principal and interest, $155 property tax, $86 homeowners insurance, $216 utilities and $108 set aside for maintenance.
What is the property tax rate in Sonora?
Sonora has an effective property tax rate of 1.429%, based on a median home value of $130,100 and median real estate taxes of $1,859. That is higher than the Sutton County average of 1.378%.
What is the average home price in Sonora?
The median owner-occupied home value in Sonora, Texas is $130,100, against $140,600 across Sutton County.
Is it cheaper to rent or buy in Sonora?
Median gross rent in Sonora is $751 a month, against $1,233 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Sonora — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.