Cost to Own
United StatesUtahSummit CountySnyderville Population 6,143 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Snyderville, Utah

A $996,000 home here costs

$6,569

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $5,120. The real number is $1,449 higher every month — 28% more than the payment most buyers budget for.

Snyderville median: $995,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $796,800 borrowed $5,120
Property tax0.343% effective rate for Snyderville itself $285
Homeowners insuranceUtah averages $831/yr (NAIC), or 0.18% of home value $149
Electricity12.96¢/kWh — Utah residential average, EIA $117
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $830
Total monthly $6,569

Snyderville against Summit County and Utah

MeasureSnydervilleSummit County
Median home value$995,900$1,000,400
Median property tax$3,416$3,469
Effective tax rate0.343%0.347%
Median gross rent$2,902$1,969
Population6,14342,709

The weather behind that power bill

Snyderville sits in Summit County, which averages a high of 94.0°F in its hottest month and a low of 24.2°F in its coldest, with 15.52" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 1,420 cooling and 5,154 heating degree days, which is what sets the $117 electricity line above.

See the full climate breakdown for Summit County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Summit County

Full Summit County cost breakdown · Every county in Utah

Common questions

How much does it cost to own a home in Snyderville?

A $996,000 home in Snyderville, Utah costs approximately $6,569 per month with 20% down at 6.66%. That is $5,120 principal and interest, $285 property tax, $149 homeowners insurance, $185 utilities and $830 set aside for maintenance.

What is the property tax rate in Snyderville?

Snyderville has an effective property tax rate of 0.343%, based on a median home value of $995,900 and median real estate taxes of $3,416. That is in line with the Summit County average of 0.347%.

What is the average home price in Snyderville?

The median owner-occupied home value in Snyderville, Utah is $995,900, against $1,000,400 across Summit County.

Is it cheaper to rent or buy in Snyderville?

Median gross rent in Snyderville is $2,902 a month, against $6,569 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Snyderville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Utah.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology