Total monthly cost of ownership
Cost to Own a Home in Sisseton, South Dakota
A $112,000 home here costs
$1,086per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $576. The real number is $511 higher every month — 89% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Sisseton against Roberts County and South Dakota
| Measure | Sisseton | Roberts County |
|---|---|---|
| Median home value | $111,900 | $139,100 |
| Median property tax | $1,877 | $1,460 |
| Effective tax rate | 1.677% | 1.050% |
| Median gross rent | $600 | $656 |
| Population | 2,593 | 10,219 |
The weather behind that power bill
Sisseton sits in Roberts County, which averages a high of 83.1°F in its hottest month and a low of 4.1°F in its coldest, with 22.94" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 566 cooling and 8,179 heating degree days, which is what sets the $141 electricity line above.
See the full climate breakdown for Roberts County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Roberts County
No other places of this size are published in Roberts County.
Full Roberts County cost breakdown · Every county in South Dakota
Common questions
How much does it cost to own a home in Sisseton?
A $112,000 home in Sisseton, South Dakota costs approximately $1,086 per month with 20% down at 6.66%. That is $576 principal and interest, $157 property tax, $51 homeowners insurance, $209 utilities and $93 set aside for maintenance.
What is the property tax rate in Sisseton?
Sisseton has an effective property tax rate of 1.677%, based on a median home value of $111,900 and median real estate taxes of $1,877. That is higher than the Roberts County average of 1.050%.
What is the average home price in Sisseton?
The median owner-occupied home value in Sisseton, South Dakota is $111,900, against $139,100 across Roberts County.
Is it cheaper to rent or buy in Sisseton?
Median gross rent in Sisseton is $600 a month, against $1,086 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Sisseton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Dakota.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.