Total monthly cost of ownership
Cost to Own a Home in Sigourney, Iowa
A $110,000 home here costs
$1,057per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $566. The real number is $491 higher every month — 87% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Sigourney against Keokuk County and Iowa
| Measure | Sigourney | Keokuk County |
|---|---|---|
| Median home value | $109,500 | $112,200 |
| Median property tax | $1,871 | $1,491 |
| Effective tax rate | 1.709% | 1.329% |
| Median gross rent | $903 | $822 |
| Population | 1,866 | 9,964 |
The weather behind that power bill
Sigourney sits in Keokuk County, which averages a high of 84.6°F in its hottest month and a low of 11.5°F in its coldest, with 37.41" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 806 cooling and 6,641 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Keokuk County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Keokuk County
No other places of this size are published in Keokuk County.
Common questions
How much does it cost to own a home in Sigourney?
A $110,000 home in Sigourney, Iowa costs approximately $1,057 per month with 20% down at 6.66%. That is $566 principal and interest, $157 property tax, $48 homeowners insurance, $195 utilities and $92 set aside for maintenance.
What is the property tax rate in Sigourney?
Sigourney has an effective property tax rate of 1.709%, based on a median home value of $109,500 and median real estate taxes of $1,871. That is higher than the Keokuk County average of 1.329%.
What is the average home price in Sigourney?
The median owner-occupied home value in Sigourney, Iowa is $109,500, against $112,200 across Keokuk County.
Is it cheaper to rent or buy in Sigourney?
Median gross rent in Sigourney is $903 a month, against $1,057 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Sigourney — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Iowa.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.