Cost to Own
United StatesConnecticutCapitol Planning RegionSherwood Manor Population 5,781 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Sherwood Manor, Connecticut

A $241,000 home here costs

$2,283

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,239. The real number is $1,044 higher every month — 84% more than the payment most buyers budget for.

Sherwood Manor median: $241,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $192,800 borrowed $1,239
Property tax2.188% effective rate for Sherwood Manor itself $439
Homeowners insuranceConnecticut averages $1,651/yr (NAIC), or 0.446% of home value $90
Electricity27.37¢/kWh — Connecticut residential average, EIA $246
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $201
Total monthly $2,283

Sherwood Manor against Capitol Planning Region and Connecticut

MeasureSherwood ManorCapitol Planning Region
Median home value$241,100$298,200
Median property tax$5,276$6,390
Effective tax rate2.188%2.143%
Median gross rent$1,656$1,351
Population5,781969,029

The weather behind that power bill

Sherwood Manor sits in Capitol Planning Region, which averages a high of 84.6°F in its hottest month and a low of 20.3°F in its coldest, with 42.83" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 914 cooling and 5,620 heating degree days, which is what sets the $246 electricity line above.

See the full climate breakdown for Capitol Planning Region — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Capitol Planning Region

Full Capitol Planning Region cost breakdown · Every county in Connecticut

Common questions

How much does it cost to own a home in Sherwood Manor?

A $241,000 home in Sherwood Manor, Connecticut costs approximately $2,283 per month with 20% down at 6.66%. That is $1,239 principal and interest, $439 property tax, $90 homeowners insurance, $314 utilities and $201 set aside for maintenance.

What is the property tax rate in Sherwood Manor?

Sherwood Manor has an effective property tax rate of 2.188%, based on a median home value of $241,100 and median real estate taxes of $5,276. That is higher than the Capitol Planning Region average of 2.143%.

What is the average home price in Sherwood Manor?

The median owner-occupied home value in Sherwood Manor, Connecticut is $241,100, against $298,200 across Capitol Planning Region.

Is it cheaper to rent or buy in Sherwood Manor?

Median gross rent in Sherwood Manor is $1,656 a month, against $2,283 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Sherwood Manor — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Connecticut.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology