Cost to Own
United StatesOhioGreene CountyShawnee Hills Population 2,561 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Shawnee Hills, Ohio

A $184,000 home here costs

$1,620

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $946. The real number is $674 higher every month — 71% more than the payment most buyers budget for.

Shawnee Hills median: $183,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $147,200 borrowed $946
Property tax1.364% effective rate for Shawnee Hills itself $209
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $68
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $153
Total monthly $1,620

Shawnee Hills against Greene County and Ohio

MeasureShawnee HillsGreene County
Median home value$183,500$238,000
Median property tax$2,503$4,021
Effective tax rate1.364%1.689%
Median gross rent$1,089
Population2,561168,531

The weather behind that power bill

Shawnee Hills sits in Greene County, which averages a high of 83.4°F in its hottest month and a low of 22.7°F in its coldest, with 43.26" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 967 cooling and 5,063 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Greene County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Greene County

Full Greene County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Shawnee Hills?

A $184,000 home in Shawnee Hills, Ohio costs approximately $1,620 per month with 20% down at 6.66%. That is $946 principal and interest, $209 property tax, $68 homeowners insurance, $243 utilities and $153 set aside for maintenance.

What is the property tax rate in Shawnee Hills?

Shawnee Hills has an effective property tax rate of 1.364%, based on a median home value of $183,500 and median real estate taxes of $2,503. That is lower than the Greene County average of 1.689%.

What is the average home price in Shawnee Hills?

The median owner-occupied home value in Shawnee Hills, Ohio is $183,500, against $238,000 across Greene County.

Is it cheaper to rent or buy in Shawnee Hills?

Rent data is not published for Shawnee Hills at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Shawnee Hills — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology