Total monthly cost of ownership
Cost to Own a Home in Shattuck, Oklahoma
A $133,000 home here costs
$1,202per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $684. The real number is $518 higher every month — 76% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Shattuck against Ellis County and Oklahoma
| Measure | Shattuck | Ellis County |
|---|---|---|
| Median home value | $132,800 | $122,500 |
| Median property tax | $1,082 | $916 |
| Effective tax rate | 0.815% | 0.748% |
| Median gross rent | $702 | $728 |
| Population | 1,185 | 3,717 |
The weather behind that power bill
Shattuck sits in Ellis County, which averages a high of 95.1°F in its hottest month and a low of 22.4°F in its coldest, with 21.41" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 1,916 cooling and 4,025 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Ellis County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Ellis County
No other places of this size are published in Ellis County.
Common questions
How much does it cost to own a home in Shattuck?
A $133,000 home in Shattuck, Oklahoma costs approximately $1,202 per month with 20% down at 6.66%. That is $684 principal and interest, $90 property tax, $129 homeowners insurance, $188 utilities and $111 set aside for maintenance.
What is the property tax rate in Shattuck?
Shattuck has an effective property tax rate of 0.815%, based on a median home value of $132,800 and median real estate taxes of $1,082. That is higher than the Ellis County average of 0.748%.
What is the average home price in Shattuck?
The median owner-occupied home value in Shattuck, Oklahoma is $132,800, against $122,500 across Ellis County.
Is it cheaper to rent or buy in Shattuck?
Median gross rent in Shattuck is $702 a month, against $1,202 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Shattuck — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.