Cost to Own
United StatesTennesseeWeakley CountySharon Population 1,105 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Sharon, Tennessee

A $96,000 home here costs

$858

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $494. The real number is $364 higher every month — 74% more than the payment most buyers budget for.

Sharon median: $95,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $76,800 borrowed $494
Property tax0.575% effective rate for Sharon itself $46
Homeowners insuranceTennessee averages $1,368/yr (NAIC), or 0.505% of home value $40
Electricity14.47¢/kWh — Tennessee residential average, EIA $130
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $80
Total monthly $858

Sharon against Weakley County and Tennessee

MeasureSharonWeakley County
Median home value$95,900$136,300
Median property tax$551$737
Effective tax rate0.575%0.541%
Median gross rent$618$760
Population1,10532,959

The weather behind that power bill

Sharon sits in Weakley County, which averages a high of 88.2°F in its hottest month and a low of 27.1°F in its coldest, with 53.56" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,581 cooling and 3,899 heating degree days, which is what sets the $130 electricity line above.

See the full climate breakdown for Weakley County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Weakley County

Full Weakley County cost breakdown · Every county in Tennessee

Common questions

How much does it cost to own a home in Sharon?

A $96,000 home in Sharon, Tennessee costs approximately $858 per month with 20% down at 6.66%. That is $494 principal and interest, $46 property tax, $40 homeowners insurance, $198 utilities and $80 set aside for maintenance.

What is the property tax rate in Sharon?

Sharon has an effective property tax rate of 0.575%, based on a median home value of $95,900 and median real estate taxes of $551. That is higher than the Weakley County average of 0.541%.

What is the average home price in Sharon?

The median owner-occupied home value in Sharon, Tennessee is $95,900, against $136,300 across Weakley County.

Is it cheaper to rent or buy in Sharon?

Median gross rent in Sharon is $618 a month, against $858 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Sharon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Tennessee.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology