Cost to Own
United StatesMassachusettsNorfolk CountySharon Population 6,022 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Sharon, Massachusetts

A $614,000 home here costs

$4,987

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,157. The real number is $1,830 higher every month — 58% more than the payment most buyers budget for.

Sharon median: $614,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $491,200 borrowed $3,157
Property tax1.628% effective rate for Sharon itself $833
Homeowners insuranceMassachusetts averages $1,712/yr (NAIC), or 0.31% of home value $159
Electricity28.82¢/kWh — Massachusetts residential average, EIA $259
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $512
Total monthly $4,987

Sharon against Norfolk County and Massachusetts

MeasureSharonNorfolk County
Median home value$614,300$649,400
Median property tax$10,001$7,081
Effective tax rate1.628%1.090%
Median gross rent$2,469$2,072
Population6,022724,540

The weather behind that power bill

Sharon sits in Norfolk County, which averages a high of 85.7°F in its hottest month and a low of 20.6°F in its coldest, with 43.91" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 828 cooling and 5,540 heating degree days, which is what sets the $259 electricity line above.

See the full climate breakdown for Norfolk County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Norfolk County

Full Norfolk County cost breakdown · Every county in Massachusetts

Common questions

How much does it cost to own a home in Sharon?

A $614,000 home in Sharon, Massachusetts costs approximately $4,987 per month with 20% down at 6.66%. That is $3,157 principal and interest, $833 property tax, $159 homeowners insurance, $327 utilities and $512 set aside for maintenance.

What is the property tax rate in Sharon?

Sharon has an effective property tax rate of 1.628%, based on a median home value of $614,300 and median real estate taxes of $10,001. That is higher than the Norfolk County average of 1.090%.

What is the average home price in Sharon?

The median owner-occupied home value in Sharon, Massachusetts is $614,300, against $649,400 across Norfolk County.

Is it cheaper to rent or buy in Sharon?

Median gross rent in Sharon is $2,469 a month, against $4,987 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Sharon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Massachusetts.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology