Total monthly cost of ownership
Cost to Own a Home in Scenic, Arizona
A $224,000 home here costs
$1,775per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $76,000 a year.
A standard mortgage calculator would have told you $1,221. The real number is $554 higher every month, 45% more than the payment most buyers budget for.
Compare Mohave County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Scenic from a five-year rolling sample, and with about 1,931 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Mohave County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Scenic against Mohave County and Arizona
| Measure | Scenic | Mohave County |
|---|---|---|
| Median home value | $223,900 | $253,200 |
| Median property tax | — | $1,229 |
| Effective tax rate | 0.485% | 0.485% |
| Median gross rent | — | $1,047 |
| Population | 1,931 | 217,420 |
The weather behind that power bill
Scenic sits in Mohave County, which averages a high of 98.7°F in its hottest month and a low of 30.2°F in its coldest, with 8" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,174 cooling and 3,012 heating degree days, which is what sets the $162 electricity line above.
See the full climate breakdown for Mohave County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Mohave County
Talk to someone who works this market
These are Scenic averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Scenic every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Scenic I already own here and may sell
Common questions
How much does it cost to own a home in Scenic?
A $224,000 home in Scenic, Arizona costs approximately $1,775 per month with 20% down at 7.24%. That is $1,221 principal and interest, $91 property tax, $47 homeowners insurance, $230 utilities and $187 set aside for maintenance.
What is the property tax rate in Scenic?
Place-level tax data is not published for Scenic, so the Mohave County rate of 0.485% applies here.
What is the average home price in Scenic?
The median owner-occupied home value in Scenic, Arizona is $223,900, against $253,200 across Mohave County.
Is it cheaper to rent or buy in Scenic?
Rent data is not published for Scenic at this level of detail.
What salary do you need to buy a home in Scenic?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Scenic, Arizona at today's rate takes a household income of roughly $76,000 a year. That covers the full $1,775 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Scenic, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Arizona.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.