Cost to Own
United StatesCaliforniaMarin CountySanta Venetia Population 3,937 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Santa Venetia, California

A $1,004,000 home here costs

$7,157

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $5,162. The real number is $1,996 higher every month — 39% more than the payment most buyers budget for.

Santa Venetia median: $1,004,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $803,200 borrowed $5,162
Property tax0.761% effective rate for Santa Venetia itself $637
Homeowners insuranceCalifornia averages $1,403/yr (NAIC), or 0.186% of home value $156
Electricity33.25¢/kWh — California residential average, EIA $299
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $837
Total monthly $7,157

Santa Venetia against Marin County and California

MeasureSanta VenetiaMarin County
Median home value$1,004,300$1,390,000
Median property tax$7,638$10,001
Effective tax rate0.761%0.719%
Median gross rent$2,584
Population3,937258,765

The weather behind that power bill

Santa Venetia sits in Marin County, which averages a high of 81.3°F in its hottest month and a low of 42.1°F in its coldest, with 34.45" of precipitation a year and 64% of it in a single three-month stretch. That climate drives 486 cooling and 2,481 heating degree days, which is what sets the $299 electricity line above.

See the full climate breakdown for Marin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Marin County

Full Marin County cost breakdown · Every county in California

Common questions

How much does it cost to own a home in Santa Venetia?

A $1,004,000 home in Santa Venetia, California costs approximately $7,157 per month with 20% down at 6.66%. That is $5,162 principal and interest, $637 property tax, $156 homeowners insurance, $367 utilities and $837 set aside for maintenance.

What is the property tax rate in Santa Venetia?

Santa Venetia has an effective property tax rate of 0.761%, based on a median home value of $1,004,300 and median real estate taxes of $7,638. That is higher than the Marin County average of 0.719%.

What is the average home price in Santa Venetia?

The median owner-occupied home value in Santa Venetia, California is $1,004,300, against $1,390,000 across Marin County.

Is it cheaper to rent or buy in Santa Venetia?

Rent data is not published for Santa Venetia at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Santa Venetia — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for California.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology