Cost to Own
United StatesSouth CarolinaBerkeley CountySangaree Population 8,517 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Sangaree, South Carolina

A $232,000 home here costs

$1,810

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,193. The real number is $618 higher every month — 52% more than the payment most buyers budget for.

Sangaree median: $231,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $185,600 borrowed $1,193
Property tax0.512% effective rate for Sangaree itself $99
Homeowners insuranceSouth Carolina averages $1,432/yr (NAIC), or 0.578% of home value $112
Electricity16.18¢/kWh — South Carolina residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $193
Total monthly $1,810

Sangaree against Berkeley County and South Carolina

MeasureSangareeBerkeley County
Median home value$231,900$280,300
Median property tax$1,188$1,343
Effective tax rate0.512%0.479%
Median gross rent$1,428$1,518
Population8,517238,723

The weather behind that power bill

Sangaree sits in Berkeley County, which averages a high of 93.1°F in its hottest month and a low of 38.4°F in its coldest, with 52.32" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,473 cooling and 2,043 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Berkeley County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Berkeley County

Full Berkeley County cost breakdown · Every county in South Carolina

Common questions

How much does it cost to own a home in Sangaree?

A $232,000 home in Sangaree, South Carolina costs approximately $1,810 per month with 20% down at 6.66%. That is $1,193 principal and interest, $99 property tax, $112 homeowners insurance, $213 utilities and $193 set aside for maintenance.

What is the property tax rate in Sangaree?

Sangaree has an effective property tax rate of 0.512%, based on a median home value of $231,900 and median real estate taxes of $1,188. That is higher than the Berkeley County average of 0.479%.

What is the average home price in Sangaree?

The median owner-occupied home value in Sangaree, South Carolina is $231,900, against $280,300 across Berkeley County.

Is it cheaper to rent or buy in Sangaree?

Median gross rent in Sangaree is $1,428 a month, against $1,810 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Sangaree — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for South Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology