Total monthly cost of ownership
Cost to Own a Home in San Augustine, Texas
A $71,000 home here costs
$756per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $365. The real number is $391 higher every month — 107% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
San Augustine against San Augustine County and Texas
| Measure | San Augustine | San Augustine County |
|---|---|---|
| Median home value | $70,600 | $83,500 |
| Median property tax | $822 | $681 |
| Effective tax rate | 1.164% | 0.816% |
| Median gross rent | $808 | $741 |
| Population | 2,139 | 7,889 |
The weather behind that power bill
San Augustine sits in San Augustine County, which averages a high of 94.4°F in its hottest month and a low of 35.4°F in its coldest, with 55.56" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,355 cooling and 2,183 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for San Augustine County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in San Augustine County
No other places of this size are published in San Augustine County.
Full San Augustine County cost breakdown · Every county in Texas
Common questions
How much does it cost to own a home in San Augustine?
A $71,000 home in San Augustine, Texas costs approximately $756 per month with 20% down at 6.66%. That is $365 principal and interest, $69 property tax, $47 homeowners insurance, $216 utilities and $59 set aside for maintenance.
What is the property tax rate in San Augustine?
San Augustine has an effective property tax rate of 1.164%, based on a median home value of $70,600 and median real estate taxes of $822. That is higher than the San Augustine County average of 0.816%.
What is the average home price in San Augustine?
The median owner-occupied home value in San Augustine, Texas is $70,600, against $83,500 across San Augustine County.
Is it cheaper to rent or buy in San Augustine?
Median gross rent in San Augustine is $808 a month, against $756 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for San Augustine — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.