Total monthly cost of ownership
Cost to Own a Home in Salina, Utah
A $257,000 home here costs
$1,878per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,321. The real number is $557 higher every month — 42% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Salina against Sevier County and Utah
| Measure | Salina | Sevier County |
|---|---|---|
| Median home value | $257,200 | $274,100 |
| Median property tax | $1,435 | $1,513 |
| Effective tax rate | 0.558% | 0.552% |
| Median gross rent | $695 | $878 |
| Population | 2,521 | 21,854 |
The weather behind that power bill
Salina sits in Sevier County, which averages a high of 90.4°F in its hottest month and a low of 16.2°F in its coldest, with 7.8" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 519 cooling and 6,071 heating degree days, which is what sets the $117 electricity line above.
See the full climate breakdown for Sevier County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sevier County
Common questions
How much does it cost to own a home in Salina?
A $257,000 home in Salina, Utah costs approximately $1,878 per month with 20% down at 6.66%. That is $1,321 principal and interest, $120 property tax, $39 homeowners insurance, $185 utilities and $214 set aside for maintenance.
What is the property tax rate in Salina?
Salina has an effective property tax rate of 0.558%, based on a median home value of $257,200 and median real estate taxes of $1,435. That is in line with the Sevier County average of 0.552%.
What is the average home price in Salina?
The median owner-occupied home value in Salina, Utah is $257,200, against $274,100 across Sevier County.
Is it cheaper to rent or buy in Salina?
Median gross rent in Salina is $695 a month, against $1,878 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Salina — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Utah.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.