Total monthly cost of ownership
Cost to Own a Home in Runge, Texas
A $57,000 home here costs
$662per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $293. The real number is $369 higher every month — 126% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Runge against Karnes County and Texas
| Measure | Runge | Karnes County |
|---|---|---|
| Median home value | $57,200 | $136,900 |
| Median property tax | $821 | $1,344 |
| Effective tax rate | 1.435% | 0.982% |
| Median gross rent | $322 | $872 |
| Population | 1,196 | 14,819 |
The weather behind that power bill
Runge sits in Karnes County, which averages a high of 97.6°F in its hottest month and a low of 39.0°F in its coldest, with 31.63" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 3,178 cooling and 1,472 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Karnes County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Karnes County
Common questions
How much does it cost to own a home in Runge?
A $57,000 home in Runge, Texas costs approximately $662 per month with 20% down at 6.66%. That is $293 principal and interest, $68 property tax, $38 homeowners insurance, $216 utilities and $48 set aside for maintenance.
What is the property tax rate in Runge?
Runge has an effective property tax rate of 1.435%, based on a median home value of $57,200 and median real estate taxes of $821. That is higher than the Karnes County average of 0.982%.
What is the average home price in Runge?
The median owner-occupied home value in Runge, Texas is $57,200, against $136,900 across Karnes County.
Is it cheaper to rent or buy in Runge?
Median gross rent in Runge is $322 a month, against $662 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Runge — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.